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Up to 55 days interest-free on purchases
A low rate from 18.74% p.a. to 23.74% p.a.* applies thereafter.
Fast approval in minutes
Add to mobile wallet to use instantly once approved
Transfer credit to anyone or your own bank account
*The actual rate that you receive will depend on a range of factors, including your credit rating
Enjoy credit back offers at over 2,000
participating stores when you pay with
your Freestyle virtual card
Accessible on the MoneyMe app
Limit
Up to $20,000**
Annual fee
Monthly fee
Interest-free period
Up to 55 days*
Interest rate
*A low rate from 18.74% p.a. to 23.74% p.a. applies thereafter. The actual rate that you receive will depend on a range of factors, including your credit rating.
**Applications are subject to eligibility criteria including credit approval. Other terms and conditions may apply.
Apply online in minutes
Money can be in your account same-day
Flexible repayments with no early exit fees
*This comparison rate is based on an unsecured variable rate personal loan of $30,000 for a term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. $495 establishment fee and $10 monthly fee applies. Comparison as of: 13/07/2023
The difference between your current annual fee and this new annual fee will be payable on a pro rata basis until the next annual anniversary date of your account being approved.
From the next annual anniversary date of your account being approved, the full new annual fee will be payable.
Note that your annual fee is payable by you in equal instalments over the year on the same days that your repayments are due as specified on your statements of account.
Payable from the next annual anniversary date of your account being approved.
Note that your annual fee is payable by you in equal instalments over the year on the same days that your repayments are due as specified in your statements of account
The method of calculating your minimum repayments will change in respect of any drawings made after the variation to the credit limit is implemented, so that any amount utilised within your credit limit will be spread out over a new agreed term of months.
Your current repayment terms will continue to apply to drawings made before the change to the credit limit is implemented.
Please bear with us while we download your 90 day bank history. This may take longer depending on your bank.
Based on your details, we believe you have a good chance to get a loan with our partner SocietyOne.
Within 10 seconds, we will redirect you to a pre-filled SocietyOne quote page that will take you less than 60 seconds to complete for a non-obligration quote.
if you are not automatically redirected, click the button below.
